Jul 2021

The Biggest Purchase of My Life – Part I

Three house icons with a magnifier glass. West Financial Services.
By Ryan Streilein, CFA®, Equity Analyst
During the pandemic, my fiancé (now wife) and I arrived at the conclusion that a one bedroom, 750 square-foot apartment is not ideal for two people and a dog to share 24-7 for an extended period of time.
Apr 2021

Buy vs. Lease — Car?

By Kristan Anderson, CEBS®, CFP® | Dir. Of Retirement Plan Services & Dir. Of Financial Planning
Last summer, my daughter wanted her own car, to get to work and show rehearsals. But I didn’t feel like we needed to buy another car, specifically for someone who was going off to school soon. So, I was left with the task of figuring out how to provide transportation, without creating unnecessary long-term costs. This led me to the question: When should you buy a car, versus lease? It’s complicated and, like a lot of financial decisions, depends on a number of circumstances.
Mar 2021

Who Let the Dogs Out?

By Kristan Anderson, CEBS®, CFP® | Dir. Of Retirement Plan Services & Dir. Of Financial Planning
As an independent young adult, soon after I brought home my first puppy, I found myself in the vet’s office. He had apparently ingested a piece of metal, making him throw up repeatedly.
Jan 2021

Paying for College – Top 529 Plans

Kristan Anderson, CEBS®, CFP® | Dir. Of Retirement Plan Services & Dir. Of Financial Planning
By Kristan Anderson, CEBS®, CFP® | Dir. Of Retirement Plan Services & Dir. Of Financial Planning
In this, the first in our series of blog posts around paying for college, we take a look at the Morningstar report regarding the top 529 College Savings Plans.
Dec 2020

Get Credit When Credit is Due

Cheryl Langston, CFP®
By Cheryl Langston, CFP® | Relationship Manager
Credit cards offer convenience and safety for purchases. During this pandemic, credit card transactions are an even more attractive option for contactless payments. However, consumers need to make sure their cards are managed appropriately. Accumulating desired perks is attractive, but maintaining credit scores, minimizing interest costs and fees, and managing balances are more important. Below are a few guidelines for using credit cards to your advantage, while still being a responsible consumer.