Jun 2017

Frequently Asked Question – Bond Tender Offers

Given our philosophy to invest in individual bonds for the fixed income portion of portfolios, we receive tender offers for bonds held in client portfolios on a regular basis. With the decline in interest rates over the first six months

Jun 2017

Social Security-A History and Perspective

Social Security has evolved over time to cover more of the population and to represent different things to its beneficiaries. The Social Security Act of 1935 established the program’s basic structure, a function of two goals; social adequacy and individual equity.