Feb 2021

What’s in Your (Digital) Wallet?

Rasti Nikolic, MBA, Associate Financial Planner West Financial Services
By Rasti Nikolic, MBA
If you want to own Bitcoins or any other cryptocurrency, you need to have a digital wallet. The purpose of a digital wallet is to provide a space to send and receive cryptocurrency and to store private keys. Private keys are known only to the owner and are needed to authorize transfers. In the cryptocurrency system, a user’s “wallet” or account address has a public key (like a bank account number). The private key (like your ATM PIN number) is known only to the owner and is used to sign transactions.
Jan 2021

Paying for College – Top 529 Plans

Kristan Anderson, CEBS®, CFP® | Dir. Of Retirement Plan Services & Dir. Of Financial Planning
By Kristan Anderson, CEBS®, CFP® | Dir. Of Retirement Plan Services & Dir. Of Financial Planning
In this, the first in our series of blog posts around paying for college, we take a look at the Morningstar report regarding the top 529 College Savings Plans.
Jan 2021

Traveling to Europe in Times of COVID

Rasti Nikolic, MBA, Associate Financial Planner West Financial Services
By Rasti Nikolic, MBA, Associate Financial Planner
It seems strange (and difficult) to travel outside of the U.S. during the COVID-19 pandemic, but when you have family across the world, like I do, then you may have no choice.
Dec 2020

Get Credit When Credit is Due

Cheryl Langston, CFP®
By Cheryl Langston, CFP®
Credit cards offer convenience and safety for purchases. During this pandemic, credit card transactions are an even more attractive option for contactless payments. However, consumers need to make sure their cards are managed appropriately. Accumulating desired perks is attractive, but maintaining credit scores, minimizing interest costs and fees, and managing balances are more important. Below are a few guidelines for using credit cards to your advantage, while still being a responsible consumer.
Nov 2020

Digital Love – Planning for Your Digital Assets

Rasti Nikolic West Financial Services Associate Financial Planner
By Rasti Nikolic
In order to develop a digital asset plan, first we need to define digital assets. In general, digital assets are a form of personal property, including emails, social networking sites, digital collections, and cryptocurrencies.