Risk on, Risk off

By Brian Horan, CPWA®
If recent stock market gyrations have given you some sleepless nights, we have some thoughts on what you can do to reset and face the challenges ahead. While declines of 20% or more are expected to happen from time to time, a loss on paper is just that, and now is a good time to reassess how you are feeling as an investor in today’s market.
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Prioritizing Yourself

By Rick Gibson, CFP®
Panic! At the Disco sings about having high hopes, shooting for the stars, and having a vision. It often can be easy to lose sight of your goals in the midst of a busy schedule. Shoot, it is even easier not to set goals for yourself in the first place. Between work obligations, family commitments, and the occasional global pandemic, you may not even think about giving yourself the time to set goals.
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Hey Gen X! Life has come at you pretty fast!

Laurie Kramer, CFP®
When I stop to think about it, I find it amazing that most of my friends and family (and myself!) are getting within striking distance of retirement. It doesn’t seem that long ago that I started my career in this industry
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I Owe How Much?

By Kristan Anderson, CEBS®, CIMA® | Dir. Of Retirement Plan Services & Dir. Of Financial Planning
For the past few years, we relied on my husband’s start-up business losses as a “saucepreneur” to offset any tax payment shortages throughout the year. In 2021, that strategy failed, for a number of reasons. It never occurred to me that we would have any issue with underpaying our taxes.
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Back to the Basics

By Abby Just | Senior Portfolio Manager
On the first Sunday in May, Waitara and I competed in our first horse show of the season at Turner Farm in Great Falls. It rained. It was cold. We had fun, mostly. Dressage is a bit like portfolio management, part art and part science.
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A Deeper Look into Donor Advised Funds and Private Foundations

Cheryl W. Langston, CFP® | Relationship Manager
In the Northern Virginia area, we come across many successful professionals who have significant philanthropic desires. As financial professionals, it is important that we understand different charitable gifting options to explore with the client as part of their financial or estate plans.
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What Got Me Interested in Bitcoin

By Kristan Anderson, CEBS®, CFP® | Dir. of Retirement Plan Services & Dir. of Financial Planning
I recently attended a Fidelity sponsored webinar in which they presented their new whitepaper on bitcoin. In general, I’m skeptical of digital assets such as bitcoin and other digital currencies, as well as Non-fungible tokens (NFTs) and the like.
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Pets: They are an Investment

By Rasti Nikolic, FPQP® | Associate Financial Planner
We Americans love our pets and are spending more and more money on their care and wellbeing. Based on the May 2021 ASPCA1 survey, 23 million American households acquired a pet during the COVID-19 pandemic. Concerns about potential challenges of pet ownership as people’s lives return to normal, post-pandemic have not yet reached a critical level, according to the survey.
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