Blog

In the world of investing, uncertainties abound and, as investors, we are confronted with pivotal questions. “Have interest rates peaked? Will the U.S. have a recession this year? Will the U.S. default on its debt?” While it's valuable to have an informed opinion, making large portfolio decisions based solely on these macro events can be extremely challenging.

The Rolling Stones’ originally released their single “Time Is On My Side” in the U.S. in September 1964. It became their first U.S. top ten hit, peaking at number 6 on the Billboard Hot 100 Chart in December 1964. The Rolling Stones would go on to deliver a total of 23 top ten hits and the band was inducted into the Rock & Roll Hall of Fame in 1989.

If recent stock market gyrations have given you some sleepless nights, we have some thoughts on what you can do to reset and face the challenges ahead. While declines of 20% or more are expected to happen from time to time, a loss on paper is just that, and now is a good time to reassess how you are feeling as an investor in today’s market.

You have probably heard about this year’s hot investment, Treasury issued Series I savings bonds. We wrote an article in the spring about I bonds when the interest rate was set to 9.62%.

On the first Sunday in May, Waitara and I competed in our first horse show of the season at Turner Farm in Great Falls. It rained. It was cold. We had fun, mostly. Dressage is a bit like portfolio management, part art and part science.

The first lesson I learned in Econ 101 was the concept “there is no such thing as a free lunch.” As a freshman college student on a prepaid meal plan, I was initially skeptical.

In the Northern Virginia area, we come across many successful professionals who have significant philanthropic desires. As financial professionals, it is important that we understand different charitable gifting options to explore with the client as part of their financial or estate plans.

I recently attended a Fidelity sponsored webinar in which they presented their new whitepaper on bitcoin. In general, I’m skeptical of digital assets such as bitcoin and other digital currencies, as well as Non-fungible tokens (NFTs) and the like.

We Americans love our pets and are spending more and more money on their care and wellbeing. Based on the May 2021 ASPCA 1 survey, 23 million American households acquired a pet during the COVID-19 pandemic. Concerns about potential challenges of pet ownership as people’s lives return to normal, post-pandemic have not yet reached a critical level, according to the survey.

There are many reasons to look for a larger home – feeling cramped in your current space, family changes (marriage, kids, family moving in), increased work from home, and desire to spend more time with loved ones. My lovely wife and I, and our 5 kids, had several of these squarely on our minds when we started our home upgrade journey in 2019.