Financial Planning Focus Newsletter

Financial Planning 101 – Account Consolidation

By Kristan Anderson, CEBS®, CFP® »
In this series of articles, we will be introducing financial planning concepts for participants to consider, related both to personal finances and participation in a retirement plan. This first discussion is about account consolidation, a basic recommendation in many of our plans.
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Investment Management Letter

Investment Management - Fourth Quarter 2022

Everything Everywhere All at OnceFor investors, 2022 was all about rising interest rates and the impact on financial markets. In late 2021, the Federal Reserve ("the Fed") was still purchasing treasuries and mortgage-backed securities, which was part of their policy response during the pandemic.
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Special Releases

SECURE Act 2.0 – The Sequel

by Brian L. Mackin, CFP®
On December 29, 2022, as part of an omnibus spending package, the bill known as SECURE Act 2.0 was signed into law. The original SECURE Act, passed in December 2019, included numerous changes to the retirement planning landscape, including an increase in the age when Required Minimum Distributions (“RMDs”) begin, limiting “stretch IRAs” to just 10 years instead of over the life expectancy of the beneficiary, and eliminating the age cap for IRA contributions by those who work beyond RMD age.
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Special Release – Revisiting the Lows

Glenn Robinson, CFA
While fall has arrived, client conversations suggest that most are ready for 2022 to be over. Disappointment and uncertainty have been key themes recently, particularly with elevated inflation and geopolitical events dominating the headlines. While equity markets rallied heading into August, sentiment quickly reversed and the S&P 500 is now back to the lows seen in June.
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