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To quote Dr. Seuss, "The more that you read, the more things you will know. The more that you learn, the more places you'll go." Growing up, teachers and parents always stressed the importance of an education. But what happens when formal schooling is over? Lifelong learning is defined as the self-motivated practice of continuing to learn throughout one’s entire life, with the aim of improving knowledge, skills, and competencies.

As a financial planner, I often hear clients comment that their teenage, or even young adult children, have a limited understanding of savings and investments. Usually, our advice is to sit down and talk to them about the basics of financial responsibility, or we may recommend a book or two. However, the best advice is to start long before your children are teenagers or college age. I’ll share with you what I have done with my own family, maybe you can relate to it.

Anyone who knows me, knows that I love music. I sent both of my kids through the School of Rock program from elementary school through high school. My daughter still works for them during her college breaks and is in a band, herself. So, I’m very interested in how music is made and shared, and how artists profit from their efforts over time.

Panic! At the Disco sings about having high hopes, shooting for the stars, and having a vision. It often can be easy to lose sight of your goals in the midst of a busy schedule. Shoot, it is even easier not to set goals for yourself in the first place. Between work obligations, family commitments, and the occasional global pandemic, you may not even think about giving yourself the time to set goals.

Kids are expensive. At least, that’s what I hear.